Who owns Encompass Lending?
Encompass Lending is owned by Fathom Holdings (the United States, NASDAQ: FTHM).[1]
Evidence: Fathom Holdings Inc. Annual Report on Form 10-K filed 2026-03-30, SEC EDGAR, 30 March 2026. Verified from filings; last checked .
Key facts
- Current owner
- Fathom Holdings Inc. verified
- Owner HQ
- 🇺🇸 United States, Cary
- Origin
- 🇺🇸 United States
- Category
- Real estate › Brokerage & services › Property services
- Parent ticker
- NASDAQ: FTHM
- Last verified
- · 1 sources
About Encompass Lending
Encompass Lending Group is the mortgage business of Fathom Holdings, which the 10-K calls a wholly owned subsidiary. It originates residential mortgage loans that it intends to sell to investors in the secondary market, and finances them through warehouse lines of credit. It is approved by the US Department of Housing and Urban Development as a Title II non-supervised mortgagee.
Ownership timeline of Encompass Lending
- Current owner Fathom Holdings [1] verified
Where Encompass Lending sits in Fathom Holdings
Controlling ownership as of . Brands grouped under the entity that owns them; large groups are collapsed.
Open the full Fathom Holdings ownership tree →
See the full Fathom Holdings brand portfolio (7) →
Other brands owned by Fathom Holdings
Fathom Holdings controls 7 brands on Brandtree, 7 of them in real estate.
Also in real estate
Other brands in property services, and who owns them
The 18 brands in property services on Brandtree belong to 7 owners. The largest is Douglas Elliman, with 5; Fathom Holdings has 4.
| Brand | Owner | Owner based in |
|---|---|---|
| DE Title Services | Douglas Elliman | 🇺🇸 United States |
| Beihaojia | KE Holdings | 🇨🇳 China |
| Cushman & Wakefield | Cushman & Wakefield | 🇧🇲 Bermuda |
| Offerpad | Offerpad | 🇺🇸 United States |
| Opendoor | Opendoor | 🇺🇸 United States |
| Rocket Close | Rocket Companies | 🇺🇸 United States |
| Douglas Elliman Development Marketing | Douglas Elliman | 🇺🇸 United States |
| Elliman Capital | Douglas Elliman | 🇺🇸 United States |
About the owner: Fathom Holdings
Fathom Holdings is a publicly listed company headquartered in Cary, United States. Brandtree records 7 brands under its control, and it is listed as NASDAQ: FTHM.
Fathom Holdings Inc. is a North Carolina corporation, incorporated on 5 May 2017, that grew out of Fathom Realty, founded in January 2010. Its 10-K for 2025 describes a technology-driven real estate services platform that combines residential brokerage, mortgage, title and software, with agents in 43 states and the District of Columbia and about 14,135 agent licences at the end of 2025.
Fathom Holdings: full profile, brands and acquisition history →
🇺🇸 Encompass Lending and other American brands
Brandtree records a controlling owner for 2,549 brands that began in the United States. 478 of them (19%) are now controlled by a company headquartered in another country; Encompass Lending is not one of them.
- Centex — PulteGroup 🇺🇸
- Compass — Compass 🇺🇸
- Cushman & Wakefield — Cushman & Wakefield 🇧🇲
- DE Title Services — Douglas Elliman 🇺🇸
- Equinix — Equinix 🇺🇸
- HomePro — Offerpad 🇺🇸
Frequently asked questions
Who is the parent company of Encompass Lending?
The parent company of Encompass Lending is Fathom Holdings, a publicly listed company headquartered in the United States.
Is Encompass Lending American?
Yes. Encompass Lending originated in the United States and its owner, Fathom Holdings, is also headquartered in the United States.
Is Encompass Lending still owned by Fathom Holdings?
Yes. As of 18 October 2026, Encompass Lending is still owned by Fathom Holdings. The ownership record was last checked against primary sources on that date.
Sources (1) & corrections
Last verified . Every ownership fact above is backed by one of these primary documents. Numbers in brackets in the text refer to this list.
- [1] Fathom Holdings Inc. Annual Report on Form 10-K filed 2026-03-30 — SEC EDGAR, SEC Form 10-K, published 30 March 2026; retrieved 18 October 2026.
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