Who owns Personal Pay?
Personal Pay is half-owned by Telecom Argentina (Argentina, NYSE: TEO).[1]
Telecom Argentina owns 50% of Personal Pay rather than all of it.
Evidence: Telecom Argentina S.A. Annual Report on Form 20-F filed 2026-03-11, SEC EDGAR, 11 March 2026. Verified from filings; last checked .
Key facts
- Current owner
- Telecom Argentina S.A. (50% stake) verified
- Owner HQ
- 🇦🇷 Argentina, Buenos Aires
- Origin
- 🇦🇷 Argentina
- Category
- Finance & insurance › Payments & lending › Processors & digital wallets
- Parent ticker
- NYSE: TEO
- Last verified
- · 1 sources
About Personal Pay
Personal Pay is Telecom Argentina's digital wallet, which lets users pay, send, save and manage money and issues a Visa prepaid card, with a physical version available. The business is run through the subsidiary Micro Sistemas. In January 2026 Banco Macro subscribed for shares representing 50 per cent of Micro Sistemas' capital and votes, so Telecom Argentina no longer holds all of it.
How often Telecom Argentina names Personal Pay in its annual report
A plain count of the times the name appears in the text of each annual report, not counting the start of a sentence. A brand that an owner writes about more is usually one it treats as central. The brand is named more often than it was three years earlier.
Ownership timeline of Personal Pay
- Current owner Telecom Argentina (50%) [1] verified
Where Personal Pay sits in Telecom Argentina
Controlling ownership as of . Brands grouped under the entity that owns them; large groups are collapsed.
Open the full Telecom Argentina ownership tree →
See the full Telecom Argentina brand portfolio (3) →
Other brands owned by Telecom Argentina
Telecom Argentina controls 3 brands on Brandtree.
Other brands in processors & digital wallets, and who owns them
The 10 brands in processors & digital wallets on Brandtree belong to 8 owners. The largest is Credicorp, with 2.
About the owner: Telecom Argentina
Telecom Argentina is a publicly listed company headquartered in Buenos Aires, Argentina. Brandtree records 3 brands under its control, and it is listed as NYSE: TEO.
Telecom Argentina is a Buenos Aires telecommunications group that sells mobile, broadband, pay television and digital wallet services in Argentina, with a controlled mobile operator in Paraguay and cable television in Uruguay. On 24 February 2025 it acquired Telefónica Móviles Argentina, the operator behind Movistar, which keeps using Telefónica's Movistar and Tuenti names under a trademark licence. In December 2025 the group consolidated its own services under a single Personal identity.
Telecom Argentina: full profile, brands and acquisition history →
🇦🇷 Personal Pay and other Argentine brands
Brandtree records a controlling owner for 108 brands that began in Argentina. 28 of them (26%) are now controlled by a company headquartered in another country; Personal Pay is not one of them.
- Argenpay — Banco Macro 🇦🇷
- Banco Galicia — Grupo Galicia 🇦🇷
- 9 de Oro — Molino Cañuelas 🇦🇷
- ARQ — Grupo Clarín 🇦🇷
- Aerolíneas Argentinas — Aerolíneas Argentinas 🇦🇷
- Aeropuertos Argentina — Corporación América Airports 🇱🇺
Frequently asked questions
Who is the parent company of Personal Pay?
Personal Pay has no sole parent company: it is half-owned by Telecom Argentina, a publicly listed company headquartered in Argentina.
Is Personal Pay Argentine?
Yes. Personal Pay originated in Argentina and its owner, Telecom Argentina, is also headquartered in Argentina.
Is Personal Pay still owned by Telecom Argentina?
Yes. As of 9 October 2026, Personal Pay is still half-owned by Telecom Argentina. The ownership record was last checked against primary sources on that date.
Sources (1) & corrections
Last verified . Every ownership fact above is backed by one of these primary documents. Numbers in brackets in the text refer to this list.
- [1] Telecom Argentina S.A. Annual Report on Form 20-F filed 2026-03-11 — SEC EDGAR, SEC Form 20-F, published 11 March 2026; retrieved 9 October 2026.
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